Common Questions

Q: What items should I have ready in order that I can get the instant vehicle equity loan I need?

A: Firstly you have to make certain that you have the title of the automobile and there are no liens on it, then you need a driver's license from the State, evidence of insurance for the vehicle, a telephone or utility bill with your address on it, an additional set of the car's keys, two different references, your latest pay stub and your Social Security Card. That's all you're going to have to have.

Q: What is a no credit automobile title loan?

A: This is a form of loan that is made using your vehicle's title as collateral. Making use of your automobile's title you assure the loan lender that you plan to repay your loan so the process goes much smoother. This kind of loan is the fastest way for you to get necessary cash without complications. These types of loans can be genuine life savers for many individuals who need money fast.

Q: When is Wilshire Consumer Credit open for business?

A: We're actually open for business 24 hours a day, 7 days per week all year through. You can e mail us right here on our web site, or call us up on the phone. It doesn't matter what) time of night or day it is, we are happy to help you get the money you have to have immediately.

Q: Am I still eligible to get an auto equity loan if I usually do not have any credit or I have poor credit? What about a personal bankruptcy?

A: You undoubtedly can. There's no problem for those who have bad credit or even no credit at all simply because provided that you own a car then you are eligible to get yourself a great loan. We can help you figure out the right terms, too. Credit rating will not prevent you from a loan because the value of the loan is associated with the value of your vehicle.

Q: What makes your car title loan company the most beneficial one for my requirements?

A: The biggest reason most people choose us is because we help them get loans with personal loan programs so good, they do not spend as much money. Many title loan lenders may charge up to 25-30% in interest alone for the loan you can get through them and that isn't good if you need funds fast. Those companies likewise want you to repay your loan in a mere 30 or 90 days and this will make it hard for you. Our cash advance programs offer you up to 42 months to pay back your car title loan when you apply through us.

Q: Now that I've been approved what shall I do?

A: The next thing is for one of our customer service representatives to phone you to assist you through the remaining process. Your short term loan will be underwritten by a person who personally discusses your situation to get you the right auto title loan.